Know your numbers. Know where you stand.
A financial health assessment for independent dental practice owners.
Benchmarked to your specialty. Reviewed by a fractional CFO who reads every number herself.
Why independent practice owners end up guessing about their finances
That works until it doesn’t.
You didn’t go to school to read a balance sheet. You went to school to take care of patients. Somewhere along the way you also became the CEO.
So you check the bank balance. You look at production. Once a year your CPA sends a tax return, and you hope the number at the bottom is a good one.
Collections look fine, but cash is tight. A new hire felt affordable in March and doesn’t in September. An insurance payer has been slow for months, and nobody noticed because the total A/R number looked normal.
None of this means you’re doing something wrong. It means you’re making real decisions without real information.
What that costs you: Hiring, equipment, and expansion decisions made on gut feel. Cash surprises that keep showing up. Problems you find out about at tax time, when it’s too late to fix them for that year.
What’s included in your Financial Pulse Assessment
Two years of P&L and balance sheet.
Where your money’s actually going, and how your practice is really doing, not just what taxes say.
Cash flow.
What’s coming in and going out, so surprises stop feeling like surprises.
Accounts receivable and collections.
How fast you’re actually getting paid, including a payer-by-payer aging report so you know exactly where to look closer first.
Expense structure.
What’s normal for your practice type versus what’s quietly draining it.
If your practice has more than one owner, more than one location, or your books haven’t been reviewed in the last three months, we go further: performance by location or provider, and why the differences exist.
What the Financial Pulse Assessment costs
The assessment is a paid, flat-fee engagement.
It’s required before any ongoing work. I won’t recommend a plan for a practice I haven’t looked at. That wouldn’t be fair to you.
Why it isn’t free:
Free assessments tend to be sales calls with a spreadsheet attached. This is actual work, done by me, and what you get is yours to keep whether or not we keep working together.
If you move forward, the fee comes with you.
If you move forward, 25% of your assessment fee is credited toward what comes next.
What to expect, and when
Day one.
After our first conversation, you get a secure upload link and a simple checklist of what to send. No guesswork on what’s needed.
Weeks one and two.
I review your numbers. Findings typically come back within one to two weeks of receiving your documents.
Your walkthrough.
We sit down together and go through what I found.
By day 30.
You know where your practice stands and have a clear next step.
If you move forward.
We shape a proposal together, and your first 90 days of advisory build directly on what the assessment found.
The biggest variable is how quickly documents come in. Practices with current books usually move fastest.
Why practice owners choose Keystone for their financial assessment
Two things shape how I read every number in your practice.